In Summary

Do you enjoy facing challenges and creating new solutions? Sound like you? Great.

Job Description

Pricing & Underwriting Pathway
Location: London, Norwich, Perth, York           
Hours: Full time, permanent
Work type: Hybrid
Salary: £26,700

The Opportunity
In this pathway, you’ll choose between two exciting areas: Pricing and Underwriting. Both play a vital role in how we protect customers and grow our business.

Pricing is about the numbers. You’ll dive into data, build predictive models, and use market insight to calculate fair and competitive prices. It’s perfect if you love getting stuck into the detail and solving tricky problems.

Underwriting is all about making confident, informed decisions. As an underwriter you’ll assess risks based on the type of cover we’re giving, the likelihood of something bad happening, the value of what’s being insured, and the customer’s history of making claims. You’ll build relationships with brokers, negotiate terms and decide whether we should offer cover. It’s a mix of analysis, curiosity and great people skills.

Whichever route you take, you’ll gain hands-on experience, work with experts and develop skills that open doors to a rewarding career.

These are permanent roles from day one. During your apprenticeship, you’ll spend around 80% of your time gaining hands-on experience and 20% studying for your Apprenticeship qualifications. It’s a chance to learn, grow and make an impact from the start.

That’s not all. You’ll join our two-year central development programme giving you everything you need to become a well-rounded professional.

Whatever your role and whatever your background, you’ll get the training you need to shine bright as well as opportunities to develop long-term in your career. We’re continuously moving forward as a business, and we’ll make sure you do too.

And if you need support with your online application or you need to apply another way, we’ve got you covered there, too.  Just reach out to avivaearlycareers@aviva.com

"Working at Aviva is fantastic -- the environment is friendly, and there’s plenty of opportunity to socialise with colleagues and others in the insurance industry. The best part has been building strong friendships with my apprentice cohort." - Current Apprentice 


The roles
There are two roles on offer within our Pricing & Underwriting Pathway, based in London, Norwich, Perth and York: all buzzing places in which to launch your career. We champion hybrid working at Aviva (three days in the office and two days from home every week after training is typical, but this will vary between teams) so you’ll need to live within commuting distance of the office where your chosen role is based. You’ll get the benefit of spending time with colleagues in real life as well as gaining more work-life balance. Not all role types are available in every location, so when you apply you’ll be able to let us know which roles and which locations you prefer.

 Pricing (London, Norwich, Perth, York): Pricing is at the heart of what we do, and in this role, you’ll help shape fair, competitive pricing that delivers great outcomes for customers and sustainable growth for Aviva. You’ll analyse customer risk, market trends and product performance, working with underwriters to refine models and make decisions. One day you might build a pricing tool, the next you’re spotting trends or shaping pricing for new business. You’ll also collaborate with teams across underwriting, analytics, finance, claims and risk to ensure compliance and share ideas through forums and community sessions.

While you work, you’ll study for a Level 4 Data Analyst apprenticeship. The apprenticeship typically takes between eighteen months to two years to complete, and is designed to give you the skills to succeed in your role.  

Underwriting (London, Norwich, York): you’ll help shape how we approach risk: from individual policies to global corporations. You’ll learn how to assess risk, make informed decisions and negotiate solutions that protect our customers. Working with brokers and teams across the business, you’ll secure new business and tailor solutions for existing customers. Expect variety: one day analysing data, the next building relationships or supporting trading decisions.

You’ll engage with several team, collaborate with specialists and study for your Level 4 Insurance Professional qualification, all while developing technical, strategic and communication skills in a fast-paced, supportive environment.


 

About Us

The Company

We’re the UK’s leading diversified insurer and in our 325+ years in business, there are two important things we’ve learned: never rest on your laurels and always look for ways to innovate and improve. We’re investing in a future we all want to live in, centred on our customers and the planet.

Join Aviva and you can expect to work within a diverse team and be encouraged to find your spark, your way. You’ll be supported with friendly colleagues, flexible working and the tools and training to help you thrive.

Additional Information

The qualifications you need depend on which apprenticeship you’re applying for. 

Pricing apprenticeships

• You’ll need to have or be on track for
  
  
  
  • at least three A-Levels at grades B, B, C or above(England) OR
    
  • at least four Highers at grades B, B, B, C or above (Scotland) OR
    
  • an equivalent Level 3 qualification.
    
  
  
• Plus at least five GCSEs (or Scottish National 5s) at grades A*-C (9-4) (or equivalent), including English and Maths.
  

 Underwriting apprenticeships

• You’ll need to have or be on track for
  
  
  
  • at least two A-Levels at grades B and C or above(England) OR
    
  • at least three Highers at grades B, B, C or above (Scotland) OR
    
  • an equivalent Level 3 qualification.
    
  
  
• Plus at least five GCSEs (or Scottish National 5s) at grades A*-C (9-4) (or equivalent), including English and Maths.
  

 
To be eligible for an Apprenticeship, you’ll also need to:

●        be available for full-time work from 7 September 2026 when all our apprentice roles start
●        have lived in the UK or European Economic Area (EEA) for at least three years by the start of the apprenticeship in September 2026
●        be eligible to work full-time in the UK for the entire duration of the apprenticeship and beyond
●        be able to spend at least 50% of your working hours in England over the duration of the apprenticeship. For example, if you live in Wales and apply for a role based in Bristol, you will be required to work in England for at least half of your total working hours


As well as having:

●      Confidence in communicating your ideas with a range of stakeholders
●      Adaptability to shift when things get busy or priorities change
●      Ability to collaborate with stakeholders at any level, whilst being able to work independently and balancing work and study If you're excited about the role, send us your application.

Research shows that women in particular often rule themselves out if they feel they don't meet all of the criteria for a role. But don't let that stop you - you don't have to tick all the boxes to shine at Aviva. 

Please note this job role isn’t sponsorable under the Home Office points based system so therefore Aviva cannot provide visa sponsorship for this programme. To apply, you’ll need indefinite right to work in the UK. If this applies to you, we’d love to hear from you.

What you’ll get

• A permanent job with a starting salary of £26,700, a generous pension, discretionary bonus and access to our Share Save scheme
  
• 25 days holiday plus Bank Holidays
  
• Flexible working, wellbeing support (including access to Headspace) and paid volunteering days, all to promote a healthy work-life balance
  
• Tons of training and development, including role-related qualifications
  

How to apply

The application deadline is 15th March 2026 but we might bring it forward if we receive a large number of suitable applications.  While there are multiple Pathways to choose from, we can only accept one Pathway application per candidate, so pick the Pathway that best suits your strengths and interests.

There are four steps in our Summer Internship application process:

• Online application
  
• Online situational strengths and numerical reasoning tests   
  
• Video interview
  
• Virtual assessment day
  

Do well and you'll get an offer to start in September 2026.

We interview every disabled applicant who meets the minimum criteria for the job. During your application, there will be an opportunity for you to send us an email stating that you have a disclosed disability.