In Summary

Do you enjoy facing challenges and creating new solutions? Sound like you? Great.

Job Description

At Aviva, we’re renowned for our home and motor insurance, but our offering extends far beyond that. We offer a wide range of protection, including commercial insurance for businesses.

Our underwriters meticulously calculate insurance costs by evaluating the type of cover, the likelihood of incidents, the value of assets, and the customer’s claims history. They also ensure that all parties uphold their commitments to a sustainable future. 

As an underwriting apprentice, you’ll blend analytical skills with creative thinking, honing your abilities to become an exceptional negotiator. From the moment you join us, you’ll be in a permanent position where you can own and drive your development to become brilliant and confident in your role here. 

Ready to shine bright in your career?

Get to know the role: 

Underwriting Apprentice: our Underwriting Apprentices work alongside and learn from some of the most skilled underwriters in the industry. We will teach you how to work with our customers and you’ll get to spend time building relationships with our brokers (and other parts of the business), helping secure new business while ensuring our existing customers get the best solutions, tailored to their wants and needs. Everything you do will have an impact on Aviva and our customers, so you’ll need to be passionate about delivering the best service and results. 

In your first year, you’ll follow our in-house training plan and complete a Certificate in Insurance from the Chartered Insurance Institute. 

You’ll spend your second and third year working towards your Level 4 Insurance Professional Apprenticeship qualification. You’ll also gain a Diploma in Insurance from the Chartered Insurance Institute. 

You’ll spend 80% of your time working in the role and 20% working towards your qualifications. This is a brilliant learning environment – a place where everyone is welcome to share ideas, ask questions, and seek out advice.  

What you’ll get 

• A permanent job from day one
  
• A starting salary of £25,100
  
• Support towards relevant professional qualifications and lots of other development opportunities
  
• A great support network to help you grow into your role
  
• 25 days holiday, plus bank holidays
  
• Flexible working and wellbeing support
  
• Opportunities to get involved and give back to our local communities with paid volunteering time
  
• Contributory pension scheme
  
• Discounts on all Aviva products
  
• Discretionary annual performance-related bonus
  
• Share Save scheme 
  

What we’re looking for 

To join us on this apprenticeship:

• you’ll have (or be on track to achieve) at least two A-Levels or three Scottish Highers. Or have an equivalent Level 3 qualification.
  
• you'll also need at least five GCSEs or Scottish National 5s at grades A*-C (9-4) or have equivalent qualifications. These must include English and Maths. 
  

You'll also:  

• have lived in the UK or European Economic Area (EEA) for at least 3 years by the start of the apprenticeship in September 2025.
  
• be eligible to work full-time in the UK for the entire duration of the apprenticeship.
  
• be available for full time work from September 2025 when all our apprentice roles start. 
  

And have: 

• confidence in communicating with a genuine customer focus.
  
• a good analytical mind and enjoy using your problem solving skills.
  
• the desire to build relationships and feel comfortable engaging with people at all levels of the business. 
  
• the ability to manage multiple tasks such as balancing work and study.
  

Please note this job role is not sponsorable under the Home Office points-based system.

Where could you be based?

Our Underwriting Apprenticeships are based in Birmingham, Bristol, Chelmsford, Leeds, London, Manchester and Southampton: all buzzing places in which to launch your career. You’ll need to live within commuting distance of the office where the role is based or be willing to relocate prior to start date as you’ll need to spend time with your team in person, as well as virtually, working from home. Three days in the office and two days from home (minimum 50%) is typical, but this will vary between teams.
 

About Us

We are a FTSE100 company and one of the UK's leading Insurance, Wealth and Retirement businesses, supporting 19.6 million customers across the UK, Ireland and Canada. Our purpose is to be with you today for a better tomorrow. That means helping people make the most of life and being there with them when it really matters, whether they’ve had a small bump in the car or are saving for a comfortable retirement.

We have the ambition for our emissions to be net zero by 2040 and we aim to make a positive contribution to communities in the UK, Canada and Ireland through a focus on sustainable business and social impact. We're also taking action for the good of the planet and have invested £10.6bn in sustainable assets.

Our values of commitment, care, community, and confidence bring to life what it means to work here Our culture is one where you’re trusted to think for yourself, feel comfortable speaking up and encouraged to think creatively to solve problems and make real change. Everyone works to bring out the best in each other so we can help build a more positive future for our customers and communities..  

How to apply 

The application deadline is 16th March 2025 but we may close it earlier if we get a huge number of brilliant applications. 

To help you get prepped, there are four steps you’ll go through to apply for our apprenticeship role(s):  

Step one: You’ll complete a short questionnaire about why you want to work with us, and why this role, which you’ll submit with a copy of your CV

Step two: You’ll complete online situational strengths and numerical reasoning tests

Step three: You’ll take part in a video interview

Step four: You’ll join our virtual assessment day where you’ll get to show us what you're good at and what you enjoy through a variety of exercises. 

If you’re successful, we'll offer you an apprenticeship starting in September 2025. 

Please note: At Aviva we offer multiple apprentice pathways, of which, this is one. We ask that you only apply for one pathway - the one that most aligns to your strengths and interests. If you do make more than one application, we will only accept your first. 
 

Additional Information

We're inclusive, and keen to attract applications from people with diverse backgrounds and experiences. 

Research tells us that women in particular will often rule themselves out if they feel they don't tick every box. But don't let that stop you. If you truly believe you have what it takes, we'd love to hear from you.  

We interview every disabled applicant who meets the minimum criteria for the job. During your application, there will be an opportunity for you to send us an email stating that you have a disclosed disability.

Please submit your application online if you can. But if that presents a problem, just email avivaearlycareers@aviva.com and we'll make sure you’re supported.

To find out more about working at Aviva in general, take a look here.